Associate Professor Jo Earl

Joanne (Jo) Earl is an Associate Professor and MBA Director at Flinders University.

Jo’s research focuses on retirement planning across the lifespan and retirement adjustment. She consults to industry on a regular basis. Her primary role is researching and leading all aspects of the MBA Program at Flinders.

Showcase project

Retirement Resources Inventory: This study explores the development of an inventory that assesses resources relevant to retirement wellbeing.

Ongoing research projects

1. Time perspective based retirement planning interventions
2. Financial literacy and cognitive decline

3. Developing dynamic resource based materials to improve the retirement experience

Publications pertaining to work and ageing

• Earl, Gerrans, P.  & Halim, V. (2015).  Active and Adjusted to Retirement: Investigating the Contribution of Leisure, Health and Psychosocial Factors to Retirement Adjustment. Leisure Sciences, 37 (4), 354-372.
• Earl, J.K.,  Gerrans, P., Asher, A.  & Woodside, J. (2015). Financial literacy, financial judgement, and retirement self-efficacy of older trustees of self-managed superannuation funds. Australian Journal of Management, 40 (3), 435-458.
• Earl, J.K. Bednall, T and Muratore, A.M. (2015). A matter of time: Why some people plan for retirement and others do not. Work, Aging and Retirement, 1-9.
• Muratore, A.M. & Earl, J.K. (2015). Improving retirement outcomes: The role of resources, preretirement planning, and transition characteristics. Ageing and Society, 35 (10), 2100-2140.
• Muratore, A.M., Earl, J.K. & Collins, C.G. (2014). Understanding Heterogeneity in Adaptation to Retirement: A Growth Mixture Modelling Approach. International Journal of Aging and Human Development, 79 (2), 131-156.
• Earl, J.K. & Archibald, H. (2014). Retirement Planning is more than just accumulating resources. European Journal of Management, 14 (2), 21-36.
• Leung C.S.Y., & Earl J.K. (2012). Retirement Resources Inventory: Construction, factor structure and psychometric properties. Journal of Vocational Behavior. doi:10.1016/j.jvb.2012.06.005
• Donaldson T., Earl J.K., & Muratore A.M. (2010). Extending the integrated model of retirement adjustment: Incorporating mastery and retirement planning. Journal of Vocational Behavior, 77(2), 279-289. doi:10.1016/j.jvb.2010.03.003
• Earl, J.K. (2010).The contribution of spirituality to the process of retirement. Journal of Management, Spirituality and Religion, 7(3), 223-240.
• Muratore A.M., & Earl J.K. (2010). Predicting retirement preparation through the design of a new measure. Australian Psychologist, 45(2), 98-111. doi:10.1080/00050060903524471
• Wong J.Y., & Earl J.K. (2009). Towards an integrated model of individual, psychosocial, and organizational predictors of retirement adjustment. Journal of Vocational Behavior, 75(1), 1-13. doi:10.1016/j.jvb.2008.12.010
• Petkoska J., & Earl J.K. (2009). Understanding the Influence of Demographic and Psychological Variables on Retirement Planning. Psychology and Aging, 24(1), 245-251. doi:10.1037/a0014096